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The Obama administration is taking another swing at improving its main foreclosure prevention program.

Many people think they can plan on spending less later in retirement since they’ll become less active as they age. But if their health declines, they may actually shift spending rather than reduce it. Do you think it’s risky to plan as if one’s expenses will go down later in retirement? –Tim, U.K.

Scott Pankratz and Julie Osborn are phenomenal planners and money managers — except when it comes to their own investments.

We spoke to five families who face challenges that could keep them from meeting their financial goals. With a few tweaks to their game plan, they can get back on course. Here, the Mitchells’ story — and the recommended financial fixes.

Which presidential candidate paid the most in taxes? Who is the most charitable? Here’s an inside look at the top candidates’ 2010 income tax returns.

Ed Parker never planned on retiring early. But in 2009, at age 61, he was laid off from his job as a manager at a Caterpillar dealership and realized he was ready to end full-time work. His wife, Roxann, had retired a decade earlier from her job at a department store, and travel plans beckoned.

Sales of homes in foreclosure comprised 20% of all U.S. residential sales during the third quarter, according to RealtyTrac.

FORTUNE? Call it the itch. Many employees catch it, that desire to find the next great job, discover what new opportunities are out there, search for a more sympathetic manager, and perhaps a raise. But the employees who actually take the plunge are often the top 10% of performers — the engineers who create products, the marketers who sell them, the creative ones who develop new revenue streams. And you certainly don’t want to lose them. A December 2011 survey of 3,000 workers conducted by the employment agency Randstad revealed that 47% of employees plan to test the job market in 2012. Complacent employees often sit tight while the ambitious go-getters primed to move up consider new options. But some companies are taking steps to retain their talent and discover why their most valuable staffers might want to depart before it comes time for an exit interview. Nearly half of the employees surveyed by Randstand expect the job market to brighten in 2012, increasing their chances of finding new opportunities. The fact that many employees plan to seek greener pastures reveals a change in attitude over the last few years, says Peter Cappelli, director of the Wharton Center for Human Resources.

Haven’t made your plans yet to head to Indianapolis for the Super Bowl? Hope your credit card has some room on it — tickets are going to cost you thousands of dollars over face value.

Maybe. But despite a plethora of government-funded training programs and lots of job openings in IT, getting hired isn’t easy.